Pet Proactive Pet Insurance

June 15, 2023

We are excited to announce our new partnership with Pet Proactive pet insurance which directly benefits Larkmead customers.

As vets, we see pet insurance as a means for pet owners to budget for the unexpected, and if the worst happens, it enables us to carry out the most effective treatment.

However pet insurance can be frustrating with many terms & conditions or exclusions, meaning claims are often not paid in full which can leave you with an unexpected bill. On top of this our customers regularly complain of hefty price increases as their pet gets older, at the time when they are most likely to need insurance.

We have worked closely with Pet Proactive to create a new type of insurance that provides lifetime cover for treatment and referrals through our practice.

The policies are designed for customers who are happy to commit to using Larkmead as their main veterinary practice. We believe this is a much simpler type of insurance which not only removes the worry of unexpected veterinary bills but will also save money for most of our customers over their pet’s lifetime.

“We are delighted to be working with Larkmead Vets. Larkmead is an exceptional independent veterinary practice that puts the needs of their customers and pets first. This enables us to provide great insurance policies that reflect Larkmead’s in-house capability, fair pricing and gives their veterinary team complete freedom to do what is best.”
Elizabeth Graham, Chief Executive Officer Pet Proactive.

Pet Proactive offer cover from £4,000 to £12,000 per year, and whichever policy you choose comes with the following good to know features:

  • Complete medical cover including dental illness*
  • Any treatment or referral we prescribe is covered up to your policy limit
  • A clear and simple policy which confirms any pre-existing conditions exclusions at the start
  • Premiums are based on the fair pricing at Larkmead Vets and Pet Proactive will never increase your premium just because you have made a claim.
  • Unlike most policies where you may need to pay an excess per condition per year, with a Pet Proactive policy you only pay one excess per year of £100 irrespective of how many conditions you are claiming for, up to your annual claim limit.
  • Larkmead will process your claims upon request so you don’t need to worry about paying the balance to us if you’re insured with Pet Proactive.
  • Treatment through another vet practice is included if you are away from home.

Pet Proactive can quickly provide prices for your whole pet family under 6 years of age – you just enter the mobile number or email address you have registered with us on their website and your prices are displayed.

And if you already have pet insurance, Pet Proactive’s free “switch check service” will confirm any pre-existing health conditions that would affect your policy before you buy, so you can have complete certainty of cover for you and your pet.

To take out a policy with Pet Proactive you must be registered with, and commit to your primary care with Larkmead Vets. Your pet must be less than 6 years old when taking out the policy – cover is then provided for life as long as you renew annually.

*as long as your pet does not already have pre-existing dental problems

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